Privacy Policy

Emery & Karrigan strives to make sure our customers and visitors feel comfortable interacting with us on the internet and your privacy on-line is important to us.

By visiting you are accepting the practices described in the Privacy Notice in effect on the date of your visit.

Sharing information gathered

When we share personal information with companies working on Emery & Karrigan's behalf we generally protect that personal information with a confidentiality agreement. We only share information for the intent it was collected. The information collected from this site is not shared with external organizations for commercial purposes nor do we resell or transfer E-mail addresses for any other personal information to third parties.

Why and how we collect information

We collect and use information for business purposes with respect to our business relationships involving you such as providing insurance quotes or administering your insurance policies. We get most of this information directly from you. However in addition to this, you should also know that, depending on that nature of your transaction, we might collect information from outside sources such as loss information reports, motor vehicle reports, and credit reports. For property insurance we may send someone to inspect your property and verify the information about the value and condition of your property.

When you visit our website to read pages or download information, we automatically collect and store the following information only:

  • The name of the domain from which you entered our website (for example, "" if you use a private Internet access account or "" if you connect from a university domain)
  • IP Address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web)
  • The type of browser and operating system used to access our site
  • The date and time you access our site
  • The pages you visit
  • If you linked to our website from another website, the address of the website

We use this information to measure the number of visitors to the different sections of our site, and to help make our site more useful to visitors. We do not track or record information about individuals and their visits. This information is not shared with anyone beyond the support staff to this home page, except when required by Law Enforcement investigation. This information is not sold for commercial marketing purposes.

The Emery & Karrigan website makes use of Google Analytics to capture and analyze web statistics. See "How Google uses data when you use our partners' sites or apps" here for more information. To opt out of being tracked by Google Analytics across all websites visit Google Analytics Opt-out Browser Add-on.

How is this information used

The information you submit to us via our on-line forms and e-mail is used to provide you with the response or service you have requested. This information may also be used to manage and customize our Web site's content, layout and services in order to improve our site, enhance our customer service, and provide tailored messages. We may also use this information to contact you about our products and services. If you do not wish to receive this information just simply reply to any e-mail we send you and ask to be removed from our mailing list.

Access to and correction of information

Generally, upon your written request, we will make available your personally identifiable information for your review. Information not provided by you and collected in connection with, or in anticipation of, any claim or legal proceeding will not be made available unless otherwise provided for under the law. If you notify us that the information is incorrect we will review it. If we agree we will correct our records. If we do not agree, you may submit a short statement of dispute which we will include in any further disclosure of information.


This web site may contain links to other sites. Please be aware that Emery & Karrigan is not responsible for the privacy practices of these other sites. We encourage our users to be aware when they leave our site and to read the privacy statement of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Log Files

We may use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information to aggregate use. IP addresses are not linked to personally identifiable information.

Notification of changes

This privacy policy may be modified from time to time. If we change our privacy policy we will post these changes on this page. You may wish to visit this page periodically to review the most recent privacy policy. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.