Coverage you can
depend on.

As coverage experts, we advise you on precisely which coverage you need—and steer you away from coverage you don't.

A Commercial General Liability (CGL) Policy is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations and advertising and personal injury (PI) liability. The CGL policy was introduced in 1986 and replaced the "comprehensive" general liability policy.


Hook liability/care • custody and control coverage (includes loss of use; can be sub-limited or not) • Over-the-road mobile equipment, per project aggregate, blanket additional insured including primary non-contributory blanket waiver of subrogation • Railroad coverage, no subsidence exclusions.

Inland Marine Coverage is property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers), instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees. Many inland marine coverage forms provide coverage without regard to the location of the covered property; these are sometimes called "floater" policies. As a group, inland marine coverage forms are generally broader than property coverage forms.


Boom and overload included • Loss of use for scheduled equipment • Waterborne coverage •  Leased/rented or borrowed equipment from others available •  Rigger’s liability — storage of customers' property and in transit including loss of use •  Motor truck cargo coverage, including loss of use •  Rental reimbursement coverage •  Leased, rented and borrowed equipment coverage, deductible options • Flood and earthquake coverage • Misc. tools and equipment coverage • Commercial and personal property

Automobile Liability Insurance is insurance that protects the insured against financial loss because of legal liability for automobile-related injuries to others or damage to their property by an auto.


Employees as insureds • Hired, non-owned auto including physical damage • Blanket additional insured • Blanket waiver of subrogation • Blanket Primary and non-contributory when required by contract • Other driver vehicle coverage • Trailer interchange • Trucker's Intermodal

A Workers' Compensation and Employer's Liability Policy is an insurance policy that provides coverage for an employer's two key exposures arising out of injuries sustained by employees. Part One of the policy covers the employer's statutory liabilities under workers' compensation laws, and Part Two of the policy covers liability arising out of employees' work-related injuries that do not fall under the workers' compensation statute. In most states, the standard workers' compensation and employers liability policy published by the National Council on Compensation Insurance (NCCI) is the required policy form.


Available in most states • A.M. Best Rated “A”

Excess Insurance is a policy or bond covering the insured against certain hazards and applying only to loss or damage in excess of a stated amount or specified primary or self-insurance. That portion of the amount insured that exceeds the amount retained by an entity for its own account.


Limits up to 100,000,000 Blanket additional insured • Blanket waiver of subrogation • Blanket Primary and non-contributory when required by contract • Includes follow for hook liability • Railroad coverage and per project aggregate

Property, Bonds, Crime, Cyber, E&O (Errors & Omissions),
D&O (Directors & Officers)